Showing posts with label legislated poverty. Show all posts
Showing posts with label legislated poverty. Show all posts

Tuesday, July 31, 2018

OPEN LETTER TO DOUG FORD - "FOR THE PEOPLE", BUT WHICH PEOPLE?

Another provincial election has come and gone.

The PCs led by a moderate candidate, Patrick Brown, imploded one day in January of this year, allegedly by anonymous accusers of the #MeToo movement.  The suddenness, the abrupt change and sudden shift in direction in that party looked bad and gave me what information I needed about you and any of your competitors.  It was almost created by prophecy to put you in the Premier's chair.  Because of that turmoil and the sudden decision to move your party to the far right has turned me off from possibly being a supporter.  I am of the radical middle, not to the left or to the right (and have supported all of the major political parties at different elections).  I was hopeful for the People's Guarantee, a modest platform, with ongoing efforts to continue to build and grow the province, improve health care and address climate change, would have gained traction.

You say "the people" voted for change.  You say "the people" were tired of Kathleen Wynne, even though I can't think of anything policy-wise that Kathleen Wynne did that deserved such hatred and animosity from some of "the people" in Ontario.  Nor can I think of one good reason to change the direction of the province to what you were campaigning on, which was essentially nothing.  Under pressure to present a costed plan, you and a few pals spent the night photo shopping prior election announcements and attached some price tags to them.  This was in spite of the fact if you fulfilled every part of your platform as written, the province was going to be in a much deeper hole than it would be under any of the other party's governance.

You promised that everybody would have more money in their pockets under your governance.  Sadly, I think you are only thinking of SOME of the people, not all of us.  A forum at Ryerson University was held on disability issues prior to the election and your deputy premier Christine Elliott stated that she was empathetic that more money should be put into ODSP, but said that the province is not in good financial shape, so it was a priority of your party to put the province back into healthy balance.  Let me say one thing ... the province will NEVER be in good enough shape for your government to allow people with disabilities to have more money in THEIR pockets and live decent lives, whether they work or not.  If the province was in such bad shape, why is your government still moving ahead on significant tax cuts that for the most part benefit only the well-off, most of whom will not spend a single penny in their communities?  

My daughter just graduated from high school and is now moving on to post-secondary education in the arts.  She is a very different person than the people you speak for and represent.  My son is going for post-graduate studies and will be thereafter practicing in the medical field.  He is also a very different person.  He is smart, well-educated and works hard. He cares about our health care.  My son wrote a paper on how much the cuts that your predecessor Mike Harris costed the province. Yes, these cuts COST the province and as a result, plunged us into a major deficit.  Mike Harris was going around at the time promising the same kind of "trickle down" economics you are, but all I witnessed were more people dying, children being removed from more homes, more people getting charged for minor crimes and ending up jail, more people on the street after losing their homes ... That costs the province something.  It costs to keep people in jails.  It costs to keep people in homeless shelters.  It costs to force people to scrounge throughout the day, sometimes committing minor annoying acts that were back then criminalized, so more people can be punished for being poor.  Our courts, police forces, judiciary and legal aid costs the province money.  These people did not see any of the money that supposedly "trickled down" from the province's wealthy.

I worked in the mental health system back then.  I was watching people die, many times at their own hands, and other times, as a result of health issues.  I once read a report that stated that homeless people live to an average age of 47.  Is this the kind of province you want to lead?  Your single-minded pursuit to get people receiving "social assistance" back to work is a familiar refrain as well.  I remember the workfare program implemented by your predecessor, and how it had to shut down because there were not enough "jobs" to place workfare clients in.  Do you think things have changed since then?  Do you think businesses will suddenly open their doors and hire people from the OW rolls and help people get off ODSP?  If this were the case, businesses would have started that already! We are just wondering how your government intends to force employers to hire people with disabilities, pay them decent wages and accommodate their needs so they can perform effectively.  Many people with disabilities are well educated, well qualified for the jobs that are out there, but most of them are unemployed or not in the labour force. Perhaps, you can pass one of your laws that you can ram through the legislature that employers must hire anybody with a disability or who could prove they are on social assistance.  Or are you just going to put the whole burden on the person as usual, many of whom experience ongoing discrimination?  The longer they are out of the workforce due to discrimination, the less likely they will ever return to the labour force.  In the meantime, how will they get by when the amount one receives on "social assistance" barely covers their rent, let alone any costs associated with conducting an effective job search?

Your Minister of Community & Social Services, the Hon. Lisa MacLeod, has announced today that Ontario is officially moving backwards on social policy.  She has decided that your new government is scrapping everything that could possibly represent positive change and will help enhance health and improve people's outcomes.  That, instead of putting more money in these people's pockets. Basic income studies will now be scrapped, so that the social assistance system can move back to the dark ages of policing and criminalization of people living in poverty, who are only doing what everybody else does to survive. You ran your campaign on not being a "politician", which is fine.  But this also alerts me that your government needs help from lots of people who have actually studied policy, know what works and what doesn't work, and can certainly advise you not to repeat the barbaric acts that the Mike Harris' government did to "the people" that you claim to serve.  

My memory is long and I remember people dying in the mid to late 1990's and early 2000's ... many times, several in a month.  I also recall people coming into my office desperate because they were about to pushed out of their homes.  Only a couple days later, I would hear from somebody else that they had committed suicide, or I would read their obituary in the local paper the following week.  I also remember a close friend of mine that died of AIDS because at the time, Mr. Harris thought a lot like you, not liking the idea of harm reduction programs in the community, such as supervised drug injection sites.  My friend could have been saved, at least long enough to benefit from the then new anti-retroviral medication regimes that were becoming popular in those days.  But he was denied help because he was an IV drug user and by not helping them, it was going to get them to quit on their own.  News flash, Mr. Ford!  At the time my friend was alive, he was an avid user of one of the many UNSUPERVISED sites where some people gathered to use highly addictive drugs, like heroine.  Today, the number of these unsupervised sites are greater and more out of control than they once were.  If it is not important enough to save the lives of our most vulnerable people in the community that resort to this addiction, then one should wonder whose lives you DO prioritize.

Again, back to the Harris days.  Mr. Harris was just like you.  He got elected in early June 1995, just like you did, and like you, he acted really fast!  He couldn't wait to get those tax cuts out to his (and your) friends, while cutting supports to half a million people on social assistance, as well as in other areas, such as health care.  I remember that summer of discontent.  Mr. Harris decided to turn the Family Benefits Program (the predecessor to the ODSP program) and then taken anybody who was on that program because they were "permanently unemployable" and move them to Ontario Works, moving only those with severe disabilities to the new program "that takes people with disabilities off of welfare where they do not belong and into a program that will meet their needs".  Most people on Family Benefits at the time were "permanently unemployable", usually due to mental health, chronic pain, or cognitive disorders.  They were not going to benefit from Ontario Works.

Remember back then, I was working in the mental health system.  My agency did counseling, crisis care and referrals, as well as individual advocacy for clients who needed supports in such things as filling out forms, getting into residential programs, etc. I would also have outreach people who would travel to the difficult areas of my community to assist people in accessing services, as well as linking them to the needle exchange, which just started after my friend died.  Unfortunately, I noted an uptick in crisis calls shortly after Mr. Harris took office.  One day, a few months after the FBA program was turned upside down, a young woman in her late twenties came to my office to access counselling for family suicide.  Her mother who I will call Amy (to keep it confidential) took her own life.  It soon became clear to me that she was also seeking support to make change for people like her mother.  It turned out that Amy was in receipt of Family Benefits as somebody who was "permanently unemployable" due to various mental health and physical maladies.  She accepted a part-time job at what was then minimum wage at $6.85 an hour for approximately eight to ten hours a week.  She reported her job and her income to her FBA worker.  Shortly thereafter, she was one of thousands across Ontario who tried the same thing who received a letter from their caseworker advising them that they were cut off FBA because they were no longer "permanently unemployable".  Before long, Amy went home and emptied a number of pill bottles into her system.  She died later that night.

I immediately became familiar with the workings of things like the Coroner's Act, an application for mandamus, among other things I was taught at university before I actually decided what I wanted to be when I grew up.  I handled the media well.  Amy was on the front page.  I made sure my local PC members of provincial parliament knew what happened.  I continued to push her case.  At that time, the provincial government was busy with Dudley George, and later with Kimberley Rogers, and Walkerton ... all symptoms of a problem that populist politicians fail to consider when they are interacting with people's lives.  I almost added a new case to keep Mr. Harris and his government busy, but they were wise enough to finally start opening the doors instead to create THAT program "to move people with disabilities out of welfare where they do not belong".  It was called the Ontario Disability Support Program.  I remember sitting around a table at Wellesley along with a number of other advocates to talk about the major components of this program.  

In the new program, people were allowed to work and keep some of their earnings, access employment supports to help pay for things the worker (or self-employed) person needed to enter or re-enter the workforce, as well as a number of benefits, such as drug coverage, hearing aids, eyeglasses, dental and extended support for approved devices under the Assistive Devices Program.  It was by no means perfect, but it was a start.  Unfortunately, despite Mr. Harris' good intentions to take people with disabilities "off welfare", this did not truly happen.  People receiving ODSP were still subject to most of the same rules that people on Ontario Works had to follow, such as depleting themselves of most of their assets, stripping their retirement savings, losing income support if they even live with somebody else for a few weeks.  This was not okay, but as soon as the new Ontario Disability Support Program Act and the Ontario Works Act (arising from the oddly named 'Social Assistance Reform Act', or Bill 42 at the time).  Over time, court challenges were done to force the government to change other things, such as a lifetime ban from receiving any further assistance if they were ever convicted of "welfare fraud".  There is a lot that I can say about that, but that would be for a different post for a different day, as all "welfare fraud" was is, outside the obvious tiny fraction of those that would collect under different names, etc., were those poor folks who just did what other people would do to secure opportunities or enjoy improved quality of life (e.g. accept short term jobs "under the table", moving in with a partner to improve their quality of housing).  But, next time!

Over the years, the Liberals eventually took over.  Once Dalton McGuinty took power, they did their own form of austerity measures on the poor, such as stripping the then in place, special diet allowance, restricting medical transportation monies, and eventually scrapping the community start-up benefit and home repair program.  These were not good steps, as they were poorly thought out and later handed down to the municipalities, which either provide supports in these areas, or they don't and among those that do provide, the degree and type of supports available varied depending on where you lived in Ontario,  I learned this when I began to notice a significant number of people on ODSP who had no teeth.  Others were trapped in inadequate housing because they could not afford to move.  I am also aware of homeowners who were unable to complete simple repairs, which later resulted in substantial deterioration of their homes and living conditions.  In fact, a few of these situations turned into 'no occupancy orders' resulting in the homeowner moving to a shelter.  Again, good money thrown after bad.  

Eventually, while Mr. Harris was still in power (and prior to his successor Ernie Eves taking the reigns), I moved back into law.  This came from the sheer powerlessness I felt when I was forced to see what really was going on in people's lives.  Even if people accessed mental health programs, they would still return to inadequate housing and be forced into a severely inadequate diet.  I have met people who were diagnosed with health conditions that would normally appear in people who live in what we call "developing countries".  I also noticed a significant number of people on Ontario Works were really getting sick due to inadequate supports, to the point where they eventually became eligible for ODSP.  I met one chap who was living on ODSP, but barely making rent so he needed to work ... and he tried.  He secured about twenty-three jobs one year, only to be fired two or three days after he started.  Others want to work, but couldn't seem to get hired.  I participated in numerous employment consultations, as well as self-employment consultations, with the Ministry staff, as well as with other ministries under the Liberals.  They were really trying to do some good, but the reality persisted that is going to persist with your government, Mr. Ford.  There are no jobs.  

I became a legal advocate.  I work for anybody that needs legal services that fall within the range of my areas of experience and knowledge.  I started with a small office at home, to a small office in a commercial building, to an office as a sole practitioner with others working for me, to what I am doing now, as a professional corporation.  Although I love the law and what I do, I still struggle, as I have to always be "on", which is not what I envisioned when I went to school for so many years. It is the folks I work with or for, as I always seem to enjoy being with others and working with others towards common goals.  I've also assisted in the advocacy that the former Liberal government engaged with that resulted in policy that was finally moving in the right direction.  An Income Security Working Group was formed which included top policy analysts, economists, labour representatives, legal professionals, mental health and community agency representatives, as well as people who were poor who were articulate and knowledgeable about what would work for people in their own communities. They produced a report called the Income Security: A Roadmap for Change.  A basic income study started in four communities in Ontario to study the lives of 4,000 people to see how it would affect them if they received more money, less conditions and were not forced to work (as many as seventy percent of those in the basic income pilot were working anyways).

Between the 2017 and the 2018 budgets, a number of very progressive reforms were proposed and put into place for ODSP and OW recipients.  The minimum wage was hiked to $14/hour and slated to increase to $15/hour.  There would be an end to asset stripping of people on ODSP.  Common law relationships were going to be permitted for up to the three years without it affecting one's income.  Exempted earnings was increased.  One would not have to spend down their RRSPs or TFSAs they may be saving for their retirements. There were many more changes that would make the lives of people on ODSP much easier, even though the amounts were still highly inadequate.  I was advised that people with disabilities on ODSP would eventually be moved to an assured income, which would be like the basic income, with more money and less conditions and continued support for those that wish to and can work.  People in receipt of the assured income would not get cut off if they married somebody who also had an income.  They would be permitted to earn so much a year and their earnings would be annualized and averaged to determine their monthly income.  There was finally hope in this community.  I noted many of the people who participated in the basic income study start small businesses, take short vacations (with family money), work part time and/or get involved more in the community.  Even as the overall changes were put into place, people had hope.  There were less crisis visits and more visits where I can truly provide wholesome assistance to people to build a small business, take courses, etc.

However, today the lights went out and really fast!  I had three contacts today from people I know in the community who were feeling suicidal and many others, anxious.  Two people I know who are involved in the basic income pilot in Hamilton will now have to give up their housing they have been able to grow and become more productive in and move back to inadequate, shabby housing in poor repair.  Another was looking forward to "keeping more money in her pocket" when the exempted earnings were scheduled to increase to $400 a month instead of $200.  She told me she was simply going to work less hours now, as most of her money is clawed back or gone to work related expenses that are not paid for by the program.  Another who was able to invest some monies in health and wellness programs from a recent inheritance is now worried she will be cut off ODSP because her funds will be now "over the limit".  Another that started to put money into a TFSA will now have to withdraw it and spend it down and be guaranteed an old age in poverty.  My network is a microcosm of people who are now responding to the lights being turned out.  The "promise" to reform 'social assistance' over the next hundred days is only bringing anxiety.  Nobody thinks the new reforms under your government will be beneficial.  In fact, many of us in the legal profession remember what happened to thousands of people in Ontario for several weeks when Mike Harris' government turned FBA upside down to cut off those who were deemed "permanently unemployable".  I know the name of the person I helped and I know there are many more Amys out there that can only be hurt if something to this level is attempted again.

If the province's books are in bad shape, you do not hand out tax cuts either.  If there is belt tightening to be had, those in the best position to handle it should be impacted and that is those with the most money, not those with the least.  The people I know do not get any help from tax breaks.  In fact, people who work and are trying to get off social assistance are the highest "taxed" group of people in this province and I fail to see where in any of your policies you intend to do something about that. Your promise to lower gas prices is fraught with assumptions, given that I know your government really can do nothing about the price that companies charge for gas, nor can your government dictate to the breweries what to charge for their beer. The same applies to hydro. With the partial privatization of Hydro One, it is no small wonder that with the cuts in conservation programs that would otherwise benefit low income homeowners and tenants, I can only foresee the cost of gas and hydro going up for members of this group, while those with the funds to get high efficiency appliances will save money.  Again, where do these policies put more money in the pockets of the poor?  As stated before, you stated you are not a politician, and given that - you need people who know about policy, who know their community and so forth, to help set policy so it helps, not hurts.

As a business owner, I know what cuts to the poor do to local businesses.  Small businesses rely on the income people in the community have in their pockets.  If minimum wages are stalled, basic income is trashed, social assistance is raised at a rate less than inflation and programs that were once available to low and middle income people are no longer available, these people will not be going to small businesses anymore because they will not have discretionary income.  These people do not benefit from your tax cuts.  They need more income, not tax cuts (when many don't pay much provincial income tax anyways).  When people stop shopping, businesses lay off and close their doors.  I am sure you do not want to preside over a province that is pushed into a recession.

I am offering you an invitation to come down to visit my community, with me as your tour guide.  I will take you to different parts of my community where you will meet different people.  This will give you a chance to meet "the people" that you claim to represent face to face so that you can learn how most Ontarians are being forced to live and not just the well heeled that can attend your rallies.

Wednesday, August 30, 2017

THE CONTINUING DARK AGE OF THE RIGHTS OF PERSONS WITH DISABILITIES

These days, there is so much that is spoken about race, gender and creed in the news and how people in minority groups are under attack.  In my region of Niagara, there was recently a rally that included several hundred people at city hall to watch a number of people speak to devote their time and respect to the people of Charlottesville, Virginia, after an alleged white supremacist rally took place.  Groups of people started to protest when it was known that officials were going to remove statues and other symbols of Confederacy from the landscape, while carrying torches and Confederate flags ... In response, groups of people opposing racism, sexism and this type of violence counter-protested.  The protests became violent until such point, somebody drove his vehicle into the counter-protesting crowd and killed a young woman, while injuring many more. The year before, a lone gunman walked into a gay nightclub in Orlando, Florida and shot and killed forty-nine persons, injuring fifty-eight others. There was a similar honoring ceremony that followed here in Niagara, as members of the LGBTQ community gathered with their supporters to recognize this senseless crime for what it was. While it is interesting to be part of peaceful public gatherings like this (and how positive a society can be when it respects the rights of persons regardless of race, gender or sexual orientation), it still chills me to the bone that the rights of persons with disabilities still don't matter.  As a person with an invisible disability, I often feel overwhelmed by the public silence about this issue.

For example, while persons with disabilities are supposed to be protected before and under the law under our Charter of Rights and Freedoms, there are so many areas of living where they do not matter and where the law and our own government continue to abuse and diminish the quality of life most persons with disabilities can live.  For example, the employment rate of persons with disabilities is less than half of what it is for the general population, and even among those who are employed - persons with disabilities are over-represented among workers in low-wage, unstable and precarious jobs.  Further, persons with disabilities disproportionately make up the population of persons forced to live, or more accurately, barely exist on our society's loosely termed safety net.  Even the safety net in question with its rules and regulations arbitrarily create a different set of laws and further disadvantages for persons with disabilities.  In fact, these very programs and so-called supports that are supposed to protect persons with disabilities in fact actually cloak them with a cloud of stigma, forcing many into silence, thus preventing members of the public from realizing how we continue to hurt them and shut them outside of our society.  These issues are those that people without disabilities or disadvantages, in general, take for granted:  the right to earn an income, the right to personal privacy, the right to mobility and choice, and the right to engage in a partnership with a significant other (and build their lives together).

First, the right to earn an income is an issue.  People naively assume that people with disabilities are "taken care of", or have social benefits to support them and pay for a semi-reasonable lifestyle.  We might have heard about specific programs of the government geared to finding employment for persons with disabilities, or more rarely - entrepreneurship initiatives.  We assume that persons with disabilities can all partake in these programs and that they "work" to their benefit.  In return for a reasonable effort, persons in these programs "should" be able to achieve equality in the workforce.  Unfortunately, in a Statistics Canada survey, about 12% of those surveyed felt they had been denied a job because of their disability.  The reality is that discrimination in the workplace against persons with disabilities exists, although it is rarely as explicit as a complete refusal to hire.  One glaring example I personally have experienced is being shut out of most jobs due to not being able to drive, even if the job did not involve travel.  While this is technically only supposed to be required if the job included travel as a bona fide requirement (e.g. courier, delivery, bus driver), employers outside of major metropolitan areas well served by public transit almost always "require" this.  Other times, jobs are deliberately located outside the areas served by transit, or shift work is "required" whereby one would be scheduled even when transit isn't operating.  This is just one example of discrimination.  If you always drove, this issue is invisible to you.  This does not mean you might not have other barriers to employment due to disability, but this is a clear example of how ableism pervades society.  Assumptions in other areas, such as management positions (seen as too "stressful" for someone with mental illness), writing jobs being not for blind or visually impaired persons, customer service jobs being too difficult for those with cognitive or certain physical impairments, or seizures being a risk in most workplaces.  As a result of discrimination, lack of willingness to accommodate persons with disabilities and occasionally, the disability itself, many are forced to live in abject poverty through our so-called social safety net.

People with disabilities are no less eager to work than those without disabilities.  In fact, many who have been kept out of the workforce for the above reasons are often desperate to work, because today's social programs rarely provide enough for people to survive, let alone live with any dignity. For example, it is not uncommon for persons deemed to be severely disabled to try working, if only to escape the deep poverty they are forced in.  In fact, I recall one of my clients a few years back getting twenty-three jobs in less than a year, only to lose them due to his disability issues.  Failing to find work or stay working has left too many people with disabilities in abject poverty, poorly housed and living lives of low quality.  It is past the time where a guaranteed annual income for persons with disabilities is put into place that does not have the rules, complexities and abysmal rates that typical welfare programs have.  Those with disabilities that can and want to work that manage to find work are also under attack.  We hear about how our wealthy people complain about how paying more taxes will dampen their interest or "incentive" to invest, grow their companies or even start businesses in the first place.  However, our provincial government in an unpublished report on marginal effective tax rates on those working and receiving ODSP benefits, cites that for many of those that make more than a small amount of money are losing approximately 70 - 87% of every dollar earned, of course not counting the further impact of any outside income on one's subsidized housing or how one is expected to cover the expenses of actually having work.  If high taxes "hurt" wealthy billionaires, how does clawing back income from persons with disabilities at even a higher rate than that paid by these same whining billionaires make this an incentive for them?  I once quipped with a Cabinet Minister and their staff about taking this same proposal to the private clubs they often raise funds at to tell their wealthy donors that the province will not tax the first $200 each month they earn or receive from investments, but for every dollar above that the province will tax it back at fifty percent?  What do you think the chances of a government like that are for getting re-elected?  If this is good enough for persons with disabilities, it is good for the billionaires too!

Secondly, one of the cases I am working on involves privacy and persons receiving public disability support.  At one of my hearings, I asked the case worker involved if I have the right to know not only where she lives, but also the right to knock on her neighbours' doors to ask questions like: (a) who she lives with; (b) if she appears to be working; or (c) how she spends her money.  She was offended by the question, but she did not understand that she seems to take the liberty to do the same to those individuals on her caseload.  In fact, these intrusions and similar types of policing take up a large proportion of case worker time, taking time away from assisting people they serve in improving their own lives or accessing benefits and services to aid them in maximizing their potential.  These daily intrusions are exactly why people with disabilities are often afraid to take the steps they need to take to improve the quality of their lives.  In another case, I was told that my client who had received a substantial inheritance was required to have a trustee to manage her monies.  This policy in itself implies that the person has limited or no capacity to manage their own affairs or make their own decisions.  The Human Rights Tribunal might take a dim look at something like this, but then again, those making the rules count on people being too beaten down to fight these things. How would the caseworker like it if s/he were required to have a trustee manage his/her pay cheques?  This is no different.  If one makes (or enforces) the rules, then they must live by them as well.

Thirdly, most of you reading this have mobility and at least some choices.  People that do not drive and do not live in a metropolitan community where public transit is deemed a necessary part of its infrastructure, do not have that.  They have limited mobility and often, few choices.  Many of the progressive folks I meet talk about how they will never shop at Walmart or Loblaw's or some other major grocery chain, often times for good reasons.  However, these same people have the option of getting into their cars and voting with their wheels to go elsewhere, such as a farmer's market, an independent grocer or some other less 'oppressive' company.  Have you ever wondered why stores like Walmart and so forth tend to locate near poor neighbourhoods?  Low income persons with disabilities, or those that do not drive and therefore do not have the freedom of choosing where to go, cannot vote with their dollars like those that can drive and have the funds to pay a little more for locally grown produce, for example.  Until we have self-driving cars or start to value effective and reliable forms of public transportation as a matter of right for all citizens, this will be the case.

Even for those of us that can get to the larger discount chains, those of us with disabilities continue to remain invisible.  The place where I shop has a very large and spacious parking lot, along with close by parking for people attending the smaller stores in this "outdoor mall".  Those of us that do not drive do not routinely stop by the grocery store on the way home from work to grab a few groceries to cook up for dinner that night.  We have to make a day of it and get enough to last a couple of weeks or so. Because this is too much to carry on a bus, we need to transport by taxi.  Many times, we need to wait for a considerable period of time for a taxi, which means we need somewhere to sit down.  The store where I shop removed the benches in the front for no good reason.  I presume they think nobody needs them or uses them because EVERYBODY simply takes their groceries to their cars and drives away, so there is no need for this.  It doesn't matter anyways, as people with disabilities and their needs are invisible to these types of organizations.  It is not like I have much of an option to "drive" off to another store that might serve us better.

Finally, most of you who are reading this are living with a partner (other than those of you who are recently divorced or who are choosing single life for now).  Your partner could be your legal spouse, your common law partner, your same sex partner or partner of a second marriage, etc.  The face of Canada is changing with the popularity of marriage itself declining with the uptick in the number of common law partners, many of whom live together in the same manner as those in a long marriage.  About 27% of households are people living alone. For most of you with life partners, you likely did not have to think about the risk to your paltry entitlements or health benefits once you moved in with your partner.   In most cases, both partners contribute financially to the relationship, as well as in other areas and these arrangements are set by the people involved.  However, if you were disabled and forced to live on public disability benefits - you do not have the same rights.  ODSP Statistics are published monthly by family type: single, couples and lone support parents, versus all family types.  I calculated percentages at the back of a paper napkin to determine that the ODSP caseload consists of 78.6% of households where there is only one person, 12.7% of households where there is a couple (married, common law) and 8.7% of households that are led by a single parent.  Something is definitely wrong when only 27% of the general population lives alone, while 87.3% of households on the ODSP caseload are single or a single parent.  A closer look at the statistics show that the raw number of couples tend to vary dynamically each month, suggesting that partnerships in receipt of ODSP tend not to last long and can go through cycles where they are split up and again, together.

It is about time that the elephant in room is pointed out and eloquently deciphered.  The ODSP Action Coalition has published broadly that most recipients are afraid to get involved in relationships, fearing they would then become part of a "benefit unit" and whoever it is that gets together with them will have both their income and assets counted against them, thus putting them at risk of losing most or all of the benefits.  Ironically, because of more liberal attitudes to granting "equal rights" to same sex partners, even those engaging in non-conjugal roommate situations are hesitant to get involved as almost everybody who "lives with" another adult can risk being deemed a "spouse" by ODSP officials, and therefore, liable to be forced to almost solely support the person with the disability.  For those already involved in relationships, the albatross weighs heavily because if the relationship ends, the one receiving ODSP will be forced to seek support from the "ex-partner" (regardless of what the Family Law Act of Ontario requires). For those that remain together, the disabled partner loses most of their independence and this can't be healthy for anybody.  The one who tells it like it is writes a blog, but there are many others coming forward today.  In fact, there are legal professionals taking this up as a cause to change.  As Eric Letts states on his site in his video, this rule may in fact be in direct violation of human rights and the Charter of Rights and Freedoms.

When I have raised this issue in the past, I have received very questionable responses.  Remember: those who make the rules should be made to live by them.  We would see swift change in this if everybody in relationships were treated like this.  Not very long ago, women who were married were considered the property of their husbands.  They were not allowed to sue and be sued, not allowed their own income, not allowed to vote, not allowed to do anything apart from their husband.  People with disabilities are almost in this position today.  If it was unacceptable for women to not have their own identities, their own incomes, their own bank accounts, their own legal status, etc. (as it is stated clearly under the Family Law Act), why is it okay to treat persons with disabilities like this?  It states, as follows:

PART VI 
AMENDMENTS TO THE COMMON LAW

Unity of legal personality abolished

64 (1) For all purposes of the law of Ontario, a married person has a legal personality that is independent, separate and distinct from that of his or her spouse.  R.S.O. 1990, c. F.3, s. 64 (1).

Capacity of married person

(2) A married person has and shall be accorded legal capacity for all purposes and in all respects as if he or she were an unmarried person and, in particular, has the same right of action in tort against his or her spouse as if they were not married.  R.S.O. 1990, c. F.3, s. 64 (2).

Purpose of subss. (1, 2)

(3) The purpose of subsections (1) and (2) is to make the same law apply, and apply equally, to married men and married women and to remove any difference in it resulting from any common law rule or doctrine.  R.S.O. 1990, c. F.3, s. 64 (3).
ODSP unfortunately retains some of the unity of legal personality with respect to married couples where one or both are receiving benefits.  In a regular marriage, where one of the spouses can run up a credit card and max themselves far into debt, they can no longer bind the other spouse (unless the spouse is signed on or is a guarantor of sorts).  However, when ODSP has "overpayments", regardless of how they arose, both spouses are deemed by the Crown to be liable for it (e.g. if they split up, they will go after both spouses for the same overpayment).  This brings us back to the early days when women were not permitted to have their own credit lines.  Couples not involved with ODSP have a lot more freedom in determining their relationships.  If one of the spouses works and earns $100,000 a year, for example, and the other has chosen to stay home to raise the children, the working spouse is under no legal obligation to hand over fifty percent of their income to the stay-at-home spouse.  The working spouse can provide a bit of an "allowance" or pay for expenses, but there is no law that they ought to.  While ODSP couples are still together and not separating, the disabled spouse loses over fifty percent of their benefits and the more the other spouse makes, the less they get (and the higher the clawback or marginal effective tax rate).  This can be cut off at relatively low levels.  It is quite possible that a spouse might be only earning poverty level wages where the other might lose most of their income support.  This is what forces many of these relationships to end, or in worse cases, keeps the vulnerable person trapped in an abusive situation.  A couple of years ago, I fought a case that desperately needed to go further, although I did make movement on this issue ... exemplifies the very difficult bind this puts people into.  At one point, I had three different clients at the same time in a women's shelter because of an abusive relationship they were in (and they were on ODSP).  All three went right back to their alleged abusers because they did not have the financial resources to get out.

Attempts are being made to address this issue at the human rights level.  It is being chiseled away at the Social Benefits Tribunal and HRTO, but not chiseled down enough where both spouses are independent legal entities with rights and entitlements of their own.  In particular, this is repugnant because a person with a disability that cannot work or cannot financially contribute to a relationship is now forced to either live alone or risk losing everything, whereas a spouse in a relationship where both are merely unemployed, their situation is temporary and their legal status is intact once they both work again.  In effect, it is the disability that is the impugned variable that leads to the gross inequity of this situation, as this person is not going to suddenly get a job and start contributing.

These above facts are not well known by members of the public that are reading this and many assume that if this were changed and disabled persons were able to get benefits in their own right, that suddenly they would get married to millionaires, this is silly.  First, the types of people who are likely to become eligible for ODSP in the first place do not regularly attend the same places that the so-called millionaires attend.  I've never met too many people on ODSP who are regular members of the St. Catharines Golf & Country Club, or the St. Catharines Club.  Most of them have virtually exhausted all of their resources and have nothing left to spend on these pursuits.  Besides, people tend to get into relationships with people who are more like them than not like themselves.  Teachers, lawyers, doctors, nurses and so forth tend to marry people who are in similar occupations.  How many times have we noticed the so-called "power couples" on the front pages of newspapers or magazines or online?  They certainly do not have a lot of ODSP recipients in their wider circle of friends.  Even if there is the one off case where somebody earning good money does marry a recipient ... so what?  The time for slavery, peonage and people-as-chattels has ended for most people, except for people with disabilities.

I am seeking out people who have read this and are getting angry and/or motivated by this post to get in contact with me to start something.  A stone in the water starts a ripple; several stones can cause a wave ... and we need to turn this tide before too many more people get hurt.  Your thoughts?